Disclaimer

1. Use of Content

The content on this website is provided for general informational purposes only. It does not replace personal or professional advice – whether legal, tax-related, financial, or otherwise. Anyone making decisions based on the content published here does so at their own discretion and risk.

2. No Personal Advice / No Client Relationship

Visiting this website, reading articles, using tools, templates, checklists, newsletters, or downloads, or contacting me through this website does not establish any advisory, consultancy, mandate, or contractual relationship, unless explicitly and separately agreed upon in writing.

3. User's Own Responsibility

Any decision made on the basis of the content presented here is the sole responsibility of the person making it. All information, recommendations, tools, providers, products, strategies, and approaches must be independently verified. Where necessary, professional advice – such as from a lawyer, tax advisor, or licensed financial advisor – should be sought.

4. No Financial, Tax, Legal, or Investment Advice

Nothing on this website constitutes investment advice, financial advice, tax advice, or legal advice. Articles covering topics such as investing, ETFs, stocks, cryptocurrencies, insurance, loans, business, tools, platforms, or taxes are provided solely for general information and to share personal assessments or experiences.

They are not a solicitation to buy, sell, or enter into any specific product, contract, or investment. Consulting a qualified professional before making such decisions is strongly recommended.

5. No Guarantee of Accuracy, Completeness, or Currency

I strive to keep content accurate, thorough, and up to date. However, I cannot guarantee that all information is complete, correct, current, or suitable for any specific purpose at all times. Legal, tax, or economic conditions may change; published content is not necessarily updated promptly to reflect such changes.

6. Liability for Own Content

I am liable for my own content in accordance with applicable law. However, liability for damages arising from the use of the general information provided on this website is excluded to the extent permitted by law, unless such damages result from intentional conduct, gross negligence, or an otherwise mandatory statutory liability.

7. External Links

This website may contain links to external websites, tools, services, shops, platforms, or other third-party offerings. I accept no responsibility for their content, accuracy, legality, currency, security, data protection practices, or availability. The respective providers or operators of linked sites are solely responsible for their content.

Linked pages were checked for potential legal violations at the time of linking. Ongoing monitoring of all linked pages is not feasible without specific indications of a legal violation. Links will be removed promptly upon becoming aware of any legal infringement.

8. Affiliate Links / Advertising / Recommendations

This website may contain affiliate links and references to products, tools, or services. If you make a purchase or sign up through such a link, I may receive a commission. This does not result in any additional cost to you.

Such content is labelled as advertising or sponsored where required. The recommendation of a product is based on personal use or research and does not guarantee that it is equally suitable for every person or will produce the same results. No one pays to be featured on this website.

9. No Guarantees of Results

I make no guarantees, promises, or representations regarding outcomes, savings, gains, reach, rankings, revenue, productivity, or any other benefit. Past results, personal experiences, examples, tests, or assessments are not reliable indicators of future outcomes. Individual results may vary significantly.

10. Technical Availability

I strive to keep this website available without interruption. However, I cannot guarantee that the website or any of its features will be available at all times without interruption, errors, security issues, or in complete form. I reserve the right to modify, supplement, or remove content at any time.

11. Use of Templates, Downloads, Tools, and Checklists

Any templates, downloads, calculators, checklists, text modules, workflows, or other resources provided on this website are intended solely as non-binding working aids. They do not replace case-specific professional review. Use is at your own risk and responsibility.

12. Personal Opinions and Assessments

Where this website presents personal assessments, experiences, tests, ratings, or opinions, these represent the subjective views of the site owner. They may differ from the experiences, requirements, or evaluations of others and should not be taken as universally applicable.

13. Precedence of Mandatory Legal Provisions

Liability limitations contained in this disclaimer apply only to the extent permitted by law. Mandatory statutory claims – including those arising from intentional or grossly negligent conduct – remain unaffected.

14. Notices and Contact

If you notice any unlawful content, inaccurate information, or problematic links on this website, please let me know. Upon receiving such a notice, I will promptly review the content in question and correct or remove it if necessary.

Contact: info@mylifetips.de